You need to review the Homeowners Protection act Of 1998.
I have a link to it through AllRegs but you need a subscription to access it.
HOPA covers Private Mortgage Insurance. The Mortgage Insurance through FHA, Rural Housing, & VA are not covered. Here's the definitions from section 4901:
(8)Mortgage insurance
The term "mortgage insurance" means insurance, including any mortgage guaranty insurance, against the nonpayment of, or default on, an individual mortgage or loan involved in a residential mortgage transaction.
(13)Private mortgage insurance
The term "private mortgage insurance" means mortgage insurance other than mortgage insurance made available under the National Housing Act [12 U.S.C. 1701 et seq.], title 38, or title V of the Housing Act of 1949 [42 U.S.C. 1471 et seq.].
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The opinions expressed are mine and they are not to be taken as legal advice.