If the terms are not acknowledged and approved by all parties, they're just changes that were indicated at some point and have no purpose other than to draw attention to the errors.
You've no idea when these changes were made and if the borrower hasn't agreed to them, what is booked, what will be repaid, why are they different and if the consumer's copy shows the changes.
You need to figure out what was disclosed and agreed to and when. Then get the documents corrected. Counsel may be the best step. Potentially the consumer will acknowledge the changes. That may depend on whose favor they're in.
Last edited by Andy Z; 05/28/13 04:34 PM.
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AndyZ CRCM
My opinions are not necessarily my employers.
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