A deed of trust has a date on it and the borrowers don't sign it until some future date - is that what you mean by predated? I guess I don't really see what difference that date means. In every jurisdiction I have ever been in when you sign a deed of trust, it has to be notarized. The date of signature and notarization is always documented. Now, if you are talking about forging a notarization, that is something totally different. I have seen the former happen consistently over the 35+ years I have in banking without any problems. Even TIL allows for some per diem latitude for unexpected delayed closings. The RofR form however needs to accurate.
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