We've exhausted all the easy answers, so you'll have to post an example, including:
- ID of the index for this product
- value of the index at the time subject loan was disclosed
- margin
- note's requirements for rounding index + margin
- frequency of IR changes
- lookback provisions for IR changes
- limits on IR changes: per change, life-of-loan
- initial IR for this loan
- loan amount
- Amount Financed
- payment frequency (if not monthly)
- date of consummation
- date of first payment
- date of first IR change
- limits (if any) on payment changes
- number of payments
- if scheduled payments result in a balloon, number of payments needed to fully amortize original loan amount
- if PMI is required, provide details
- if loan is combined construction/perm, provide details
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...gone fishing.