I have serviced and underwritten Freddie Mac loans for 3 years and have always reported the monitoring information. As far as I know you have to collect the monitoring information on all Freddie Mac loans even if it is not HMDA reportable. The info may be used for self monitoring on Freddie's part and then it is acceptable to collect?? I don't know why but I know we always have. You could call 1-800-FREDDIE and ask them if it has to be reported on delivery.
Last edited by Beagles22; 04/28/04 06:18 PM.
Going to church doesn't make you a christian any more that standing in your garage makes you a car.