One of our local branches is wanting to drum up business and has decided to offer a chance to win one of 6 prizes ranging in value from $25 to $200. In order to be entered to win you must open a cd, savings, OR checking account. I know that the winners would have to get 1099s at year end, and I know that we would have to create a special disclosure detailing all of the particulars (length of time account must be opened, early closure costs, etc.,). What else am I missing? I do not like these promotions but at least they asked before they printed the flyers this time. Lol