our town has a couple of accounts with us. for the most part we do not charge them a monthly service charge - 1st question - change we charge a service charge for public funds? 2nd question - they have an account which they use to collect customers phone bills - the money is then transfered out the next day following the deposit. can we charge a service charge for this account? help!

was there a bid process for the town accounts? if so, you'll need to look at the RFP they sent, which details what you can and can't charge. If no RFP, you will need to look to state law, which may regulate your ability to charge a fee to government entities.