If a bank receives a garnishment and there are NO Federal Benefit Payments in the account, (1) How long does the bank hold the funds until they answer the garnishment? (2) From the date received until they remit funds do they also include any additional deposits? (3) Can you answer and remit funds immediately upon receipt of garnishment or are we suppose to hold, e.g. 30 days? 21 days? what is the magic number and then remit?