KRS Chapter 427
identifies "exempt" property in Kentucky, However, that's not really what you need to know.
Please review the exact language in the order you received as well as the instructions it gives to the debtor. Then verify your understanding with your bank's attorney that, in Kentucky, it is the debtor's not the bank's
responsibility to assert that property is exempt.
The federal rule shifts the burden to the bank, but only for federal benefit payments.