So, what kind of training is everyone providing for the LO Compensation requirement? All of our LOs are SAFE Act registered MLOs. They have all taken the SAFE Act training. The Loan Originator Compliance guide says we are required to provide training regardless of when we hired them. But it also says they are not required to received training on subjects about which they already have knowledge and skill. They have been doing their jobs as trained MLOs for quite some time. So, what kind of training do we provide? What is everyone using?