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#1875179 - 12/02/13 04:54 PM ETIL on TBD Applications
Reed Offline
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Reed
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Posts: 1,251
West Coast
I'm sure this has been addressed before, but I haven't been successful in my searches.

If we recieve an application (written or online) for a home purchase loan that has all the information we need except the property address, do we need to provide an estimated TIL within 3 business even if we don't provide a GFE until after we recieve the property address?

IOW, are the ETIL and GFE always provided together?

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#1875195 - 12/02/13 05:15 PM Re: ETIL on TBD Applications Reed
Truffle Royale Offline

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Starting at the bottom and going up, NO, the ETIL and GFE are not always provided together
BUT
they ARE provided together the first time.
So, no address = not having the six items that make an application = no ETIL or GFE required at this point.

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#1875200 - 12/02/13 05:27 PM Re: ETIL on TBD Applications Reed
Reed Offline
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Reed
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Posts: 1,251
West Coast
Thanks, Truff! (and thanks for reading my foggy Monday-after-a-long-weekend mind and knowing I meant "...always provided together for the first time.")

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#1875227 - 12/02/13 06:10 PM Re: ETIL on TBD Applications Reed
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smile

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