If 205.11 calls for a notice, it applies to an error resolution process involving bill payments just as much as it applies to any other EFT transaction.

I am re-posting this question listed from someone else because no one posted an answer and I am looking for the answer to this question as well........."I understand that for bill pay items whether ACH or papercheck (drawn on the Bank's DDA) that an error investigation need go no further than the payment was made and confirm the address provided by the customer. Must you mail the customer notification as stated under 205.11 (c) and (d)?"

sorry I see that it was answered, sorry for the repost