We have a large fraud case that we would like to report to the attorney general. Without discussing specifics, what are we allowed to give them? Is there a provision that would allow us to forward a SAR directly to the office, or should we only discuss the activity without reference to any actual SAR filing?

If the Fraud is against the Bank, you can give them anything they need to investigate the Fraud. I believe, (I am willing to be corrected) but I am not sure, you can tell them a SAR will be filed in this type of case.

If the Fraud is against a customer, you can only give them what the customer authorizes you to give the AG.

One question, why are you going to the AG first and not your local prosecutor or the police?

The fraud was against us. So can we provide copies of the actual SARs? Or would it be better to provide all the same information just not the SAR itself? I have a call into FinCEN, but haven't received a call back yet. The reason we are going to the AG is because we became aware that they are already investigating a related case from somewhere else.

So can we provide copies of the actual SARs?

No. You could let law enforcement (AG's office) know that you have filed a SAR, but why not just provide them the supporting information and be done with it? What difference does the filing of the SAR make if you are the victim? It is a moot point and adds or subtracts nothing from the situation.

I was only thinking of providing the actual SAR because it would contain a complete descriptive narrative. But I can just replicate that to provide separately with the supporting documentation.

Juby,

Most AG's have access to the SAR database. So just gather all of your supporting docs & submit that to them (I always keep my narratives in a separate word doc anyways).

They can also easily whip up a subpoeana if it makes you feel more comfortable. My AG sends me them whenever I ask.

Great, thanks.