We are a small shop; About 350 LARS annually. Assets under $300 million.
Again, because of issues that do not seem to be able to be resolved by management, I check EVERY loan that is originated before it is uploaded to the core system plus all denied, counter-offerred, approved by not accepted, etc. That almost ensures that I see all applications to evaluate for HMDA purpose.
I also send an email around this time of year letting all loan officers know that I need for them to check and see if they have any "Pending" applications hanging around.
I validate EVERY field that needs to go on the LAR with something on the appl., income info, geo-coding, etc. Then I enter it into the FFIEC software. Then I have someone else check my input.
I'm sure there are better/more efficient ways of doing this, but my shop requires a heavy labor intensive HMDA effort.