Hm, good point. I didn't realize that. Well, C-9 does say you will provide the appraisal promptly upon completion, so if the loan doesn't end up being covered by the rules (again, my example would be a subordinate lien), would you still provide a copy to the applicant? If yes, then I don't really see a reason why you can't provide it with the application.
We're all here 'cause we've lost control.