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#1899578 - 02/25/14 03:55 AM Re: Who has submitted? SMQ, CRCM
banker-12 Offline
Diamond Poster
Joined: May 2007
Posts: 1,240
Submitted last week via email but have not received the edit report. We have submitted via web in the past and always receive it within one day. I'm starting to worry- is there a phone number we can call or is it only by email.

Thanks

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#1899583 - 02/25/14 01:09 PM Re: Who has submitted? SMQ, CRCM
Skittles Online
10K Club
Skittles
Joined: Sep 2002
Posts: 13,965
TN
I think I'm ready, but will probably wait until tomorrow to pull that trigger.
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#1899615 - 02/25/14 02:33 PM Re: Who has submitted? banker-12
#12 Offline
Diamond Poster
Joined: Jun 2005
Posts: 1,343
Originally Posted By: banker-12
Submitted last week via email but have not received the edit report. We have submitted via web in the past and always receive it within one day. I'm starting to worry- is there a phone number we can call or is it only by email.

Thanks


I submitted by email on Friday at about 3:00, and had my edit report on Monday morning when I came to work. If you've checked your junk mail filters, I would email hmdahelp.

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#1899622 - 02/25/14 02:50 PM Re: Who has submitted? SMQ, CRCM
manimal Offline
Diamond Poster
manimal
Joined: Feb 2008
Posts: 2,207
Deleted
Hopefully submitting today!!!! eek
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#1899833 - 02/25/14 07:23 PM Re: Who has submitted? banker-12
Bullseye Offline
Platinum Poster
Bullseye
Joined: Jan 2004
Posts: 968
Originally Posted By: banker-12
Submitted last week via email but have not received the edit report. We have submitted via web in the past and always receive it within one day. I'm starting to worry- is there a phone number we can call or is it only by email.

Thanks


I submitted at 3:00 yesterday and had my edit report by 7:00 p.m. The email I received when I submitted said to give them 10 days for the edit report and then email them.

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#1899909 - 02/25/14 08:28 PM Re: Who has submitted? SMQ, CRCM
manimal Offline
Diamond Poster
manimal
Joined: Feb 2008
Posts: 2,207
Deleted
Submitted this morning, already received and responded to the edit report! SIGH. All done (for now). smile
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#1899915 - 02/25/14 08:32 PM Re: Who has submitted? SMQ, CRCM
Matt_B Offline
Diamond Poster
Matt_B
Joined: Sep 2011
Posts: 1,648
A CU, Where Regs Don't Apply
I received my edit report back within an hour and a half of submission.

Couple of minor things, but mostly quality edits that I just get to say "yep, we did that".
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#1900033 - 02/26/14 04:39 AM Re: Who has submitted? SMQ, CRCM
banker-12 Offline
Diamond Poster
Joined: May 2007
Posts: 1,240
We emailed hmda help about the pending edit report and they said that we need to resubmit because we submitted with the incorrect respondent ID and agency code. Last year we converted from a national bank to a state member bank so we changed the respondent ID and agency code to reflect the change. According to Hmda Getting Right guide appendix D it states to report the change beginning with the year of the change - see below excerpt from appendix d.

"Change in appropriate Federal agency. If the appropriate Federal agency for a covered institution changes (as a consequence of a merger or a change in the institution’s charter, for example), the institution must report data to the new appropriate Federal agency beginning with the year of the change."

The year we changed regulatory agencies is 2013- are we misinterpreting this part. Should we resubmit using the respondent ID and agency code from the OCC instead of FRS? If we submit with the old Respondent ID, is this going to happen again when we file in 2015?

Thanks

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#1900034 - 02/26/14 04:44 AM Re: Who has submitted? SMQ, CRCM
Kathleen O. Blanchard Offline

10K Club
Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,293
Did you actually discuss the charter change with them? I remember something like this with a client a few years ago and we had to do something manual because their system did not have the bank listed with the new info and it kept rejecting. I don't remember the details!
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www.kaybeescomplianceinsights.com

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#1900035 - 02/26/14 05:13 AM Re: Who has submitted? SMQ, CRCM
banker-12 Offline
Diamond Poster
Joined: May 2007
Posts: 1,240
We emailed them back explaining the charter change... Waiting for their response. We are hoping they respond before the submission deadline. What would happen if we resubmit with the old charter info? Would it be a violation for submitting an inaccurate transmittal sheet?

Thanks

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#1900076 - 02/26/14 02:35 PM Re: Who has submitted? SMQ, CRCM
manimal Offline
Diamond Poster
manimal
Joined: Feb 2008
Posts: 2,207
Deleted
I'd wait to see what their response is, banker-12. Then, whatever they tell you to do, document it all in case it's questioned during a future exam or audit.
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#1900132 - 02/26/14 03:49 PM Re: Who has submitted? SMQ, CRCM
Truffle Royale Offline

10K Club
Joined: Jul 2003
Posts: 17,395
If you don't get an email back today, pick up the phone and call your regulator. Waiting for someone to have time to read and respond to your email three days before deadline could prove totally futile.

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#1900159 - 02/26/14 04:36 PM Re: Who has submitted? SMQ, CRCM
banker-12 Offline
Diamond Poster
Joined: May 2007
Posts: 1,240
They replied back this morning stating that they are going to reprocess it. We just received the edit report. What a relief...SIGH.

thank you all for your assistance.

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#1900174 - 02/26/14 05:02 PM Re: Who has submitted? SMQ, CRCM
Truffle Royale Offline

10K Club
Joined: Jul 2003
Posts: 17,395
Yea^^^

And my HMDA is outta here too!!!!!

:heading to the bar to start drinking: Come one! Come all! First round for submitters is on me!
laugh

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#1900177 - 02/26/14 05:08 PM Re: Who has submitted? SMQ, CRCM
manimal Offline
Diamond Poster
manimal
Joined: Feb 2008
Posts: 2,207
Deleted
::follows:: laugh
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#1900235 - 02/26/14 06:58 PM Re: Who has submitted? Truffle Royale
Indy Banker Offline
Platinum Poster
Joined: Aug 2010
Posts: 528
Originally Posted By: Truffle Royale
Yea^^^

And my HMDA is outta here too!!!!!

:heading to the bar to start drinking: Come one! Come all! First round for submitters is on me!
laugh


Well they have (or had!) invented virtual currency, I suppose it won't be long before we can enjoy a virtual cocktail! wink

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#1900276 - 02/26/14 07:40 PM Re: Who has submitted? SMQ, CRCM
Skittles Online
10K Club
Skittles
Joined: Sep 2002
Posts: 13,965
TN
Just sent ours about 5 minutes ago.
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#1900296 - 02/26/14 08:01 PM Re: Who has submitted? SMQ, CRCM
Bec Offline
Diamond Poster
Bec
Joined: Jul 2010
Posts: 1,115
The Great White North
finishing up on my quality edits and then on to submission. Yippers.
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#1900614 - 02/27/14 04:17 PM Re: Who has submitted? SMQ, CRCM
Karen A. Luttrell Offline
Member
Karen A. Luttrell
Joined: Dec 2007
Posts: 91
Central NY
New to HMDA...the bank has until March 3rd this year because March 1st falls on a Saturday, right? (Panic in my voice!)
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#1900615 - 02/27/14 04:19 PM Re: Who has submitted? SMQ, CRCM
JWills, CRCM Offline
Diamond Poster
JWills, CRCM
Joined: May 2013
Posts: 1,781
The Mitten State
You are right!
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#1900617 - 02/27/14 04:21 PM Re: Who has submitted? SMQ, CRCM
fretzer Offline
Member
Joined: Dec 2008
Posts: 76
Pennsylvania
Waiting for an answer to a HMDA question and will be submitting by tomorrow. Monday is a potential nor'eastern so I want to get it in before then.

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#1900649 - 02/27/14 04:59 PM Re: Who has submitted? SMQ, CRCM
Bec Offline
Diamond Poster
Bec
Joined: Jul 2010
Posts: 1,115
The Great White North
Just submitted via web. wowzers that was way easier than emailing it. Why did I resist that method the previous two years?
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#1900658 - 02/27/14 05:17 PM Re: Who has submitted? SMQ, CRCM
Kathleen O. Blanchard Offline

10K Club
Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,293
I started using that as soon as it was available, for both HMDA and CRA. It is very easy.
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Kathleen O. Blanchard, CRCM "Kaybee"
HMDA/CRA Training/Consulting/Mapping
The HMDA Academy
www.kaybeescomplianceinsights.com

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#1900667 - 02/27/14 05:31 PM Re: Who has submitted? SMQ, CRCM
DoS Offline
Gold Star
DoS
Joined: Apr 2012
Posts: 264
one state over
submission complete ... it went so easy that it's un-nerving.
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#1900670 - 02/27/14 05:32 PM Re: Who has submitted? SMQ, CRCM
Bec Offline
Diamond Poster
Bec
Joined: Jul 2010
Posts: 1,115
The Great White North
I just did the internet email because its "what we have always done". What a goof.
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