Agree with KB.
We had one seem like a mis-mark. GMI had female name marked as male. Processor changed it on the HMDA-LAR to female (because applicant was her pregnant neighbor). Even after explanation regulator said "female" was incorrect, and when applicant marks it down, bank's only responsibility is to transcribe correctly what applicant said.
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Integrity. With it, nothing else matters. Without it, nothing else matters.