I'm going back to 2009/2010 with this question!

I know somewhere it is or used to be written that we have to disclose all lender fees (underwriting, processing, etc) in block 1 even if we are waiving them, and in that case we would show a credit in block 2 for the amount being waived.

I've looked and cannot find it anywhere. Does anyone happen to know where this is stated? Thanks!

Does anyone happen to know where this is stated?

It is not stated anywhere. Why would you need to disclose a fee that you are not charging?

This is totally different than the bank paying for an actual third party fee.

I agree. If we don't charge a loan fee, for instance, on the short-term phase of a 2-close, we simply do not disclose it because it just does not exist.