IA covers every business unit of the bank which is in our audit universe. For example: Deposit Ops, Lending, Compliance, IT, Fixed Assets, Income Statement, HR, Electronic Banking.
Compliance has 3 sections currently: overall compliance management, lending, and operational/retail. It is going to be overhauled to look a little more specifically at the regulations in each.
Fair Lending is pretty focused on just that but does address the quantity, quality, and direction of risk.
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