our bank home loan department wants to partner with a lead generator outfit. We pay a fee and any person who googles buy a home in this town, gets a invite and if accepted we get their name to call cold.
realtors also sign up and they also get names for them to call.

anybody out there using one of these lead generators?

....and now I see in today's top stories:
May 9, 2014
•Mortgage lead generator pays $225,000 CMP

I read the settlement and it refers to the lenders that did business with the lead generator. I presume that these lenders will be hearing from their regulators - and I will be curious if the lead generators deceptive ads violations will somehow pass through to the 3rd party banks that used the lead generator.

We are wondering the same thing at our shop. We were recently examined and third party relationships were hit hard.

Along the same lines, anyone familiar with VoicePad? I have a MLO that's chomping at the bit to use them. Seems to be a automated voice system that provides house information and a mortgage calculator sponsored by us (the bank) when the buyer calls the number on the for sale sign. Seems to be Reg.Z advertising and RESPA Section 8 issues, but hoping someone can provide some insight before I start researching from scratch.