The payee of the check should complete an affidavit of forged endorsement and provide it to their employer to request payment. The employer presents the affidavit to you requesting that they be reimbursed so that they can pay their employee. You would then send the affidavit and check (or certified copy of the check) to the BOFD as a without entry claim citing their breach of presentment warranty and request that they send you a cashier's check for the amount of the check.
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