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#1923754 - 05/16/14 02:08 PM Fed Call Reporting
CRA Padawan Offline
100 Club
Joined: Oct 2008
Posts: 144
Iowa
We have a product called Checking lines of credit. These are lines that are tied to a checking account and if the checking account is overdrawn the line will kick in to cover the overdrawn account basically offering a formal agreement for overdraft protections. Would these lines be reported on the call report as Credit Plans under loans to consumers (6b) or would these be considered 6d other. Under 6b(credit Plans would that include any line of credit? The word "plans" is throwing me off a little as we do not use that terminology. Thanks for the guidance.

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Lending Compliance
#1923914 - 05/16/14 04:34 PM Re: Fed Call Reporting CRA Padawan
Princess of Power Offline
Gold Star
Princess of Power
Joined: Aug 2002
Posts: 406
Napa, CA
Look to the defination in the call report instructions

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