When a borrower request electronic disclsoures, do you have to provide the homeownership conseling list or is a homeownership acknowledgement with a link to the CFPB website to pull the list ok?
I think there was some sort of temporary provision for FI's whose systems were in the process of being automated to print the list automatically (versus the banker going to the website and pulling the list for each individual transaction.) But if that is not the case, then yes, you need to actually produce a list.
For the alternative temporary, it states it will take 6 months to develop the system. I read it as 6 months from announcement so expired May 8th others read it as 6 months from January 10th implementation so July 10th. Either way I think it’s expired unless others can point to an extension or disagree.