The check is subject to escheat.
[Please don't tell anyone, but if I would be tempted to add the amount of the check back to the time deposit and reset it so future payments are added back to the principal. I'm not trying to cheat the state as I assume there will be some point where the deposit itself (plus the interest added back) will be subject to escheat. I would make certain that my auditor knew what I was doing and the trail was clear.]
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In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.