ABC company comes in with currency over $10K; they get cash back of $9K which lowers the deposit of currency down. Would a CTR be filed?

I feel a SAR should be because it has happened a lot.

so you have a cashin over $10,000 and cashout of $9,000?

CTR gets filed.

If they requested $9,000 back PRIOR to the transaction, so that the cashin was under $10,000 then a SAR for stucturing might be worthy of consideration. However, since I wasn't present for the transaction that must a determination of your BSA Officer.

Thank you...