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#1713337 - 06/22/12 04:19 PM Pronouncing "HOEPA"
Anonymous
Unregistered

This is a really silly question but I have been wondering about it now for quite some time and I am WAY too embarrassed to ask anyone I work with. How the heck do you pronounce "HOEPA"???

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#1713339 - 06/22/12 04:22 PM Re: Pronouncing "HOEPA" Anonymous
Dani York, CRCM Offline
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TN
I pronounce it ho-E-pa (long e sound). I've heard others pronounce it hO-pa (long o sound), but that always confuses me since I think they are talking about HOPA (Home Owners Protection Act), instead of the Home Owners Equity Protection Act.
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#1713343 - 06/22/12 04:23 PM Re: Pronouncing "HOEPA" Anonymous
Doug Hendrickson Offline
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I've always heard it pronounced: "hoe - e - pa" where the hoe sounds like the gardening tool, the e is a long e, and the pa as in pa being short for dad. I'm sure local dialects may color that pronunciation somewhat.
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#1713346 - 06/22/12 04:28 PM Re: Pronouncing "HOEPA" Anonymous
Dan Persfull Offline
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Bloomington, IN
This reminds me of those that still refer to the Home Mortgage Disclosure Act as HUMDA when writing it in a memo.
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#1713352 - 06/22/12 04:34 PM Re: Pronouncing "HOEPA" Anonymous
John Burnett Offline
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John Burnett
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Cape Cod
Well, I've always said "hoe-EE-pah." But using "subpoena" as a model, I might be convinced to say "HEE-pah."


[As in, "It's a heap o' ...."] (I could not resist)
Last edited by John Burnett; 06/22/12 05:35 PM.
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#1957455 - 08/27/14 05:57 PM Re: Pronouncing "HOEPA" Anonymous
Anonymous
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I have always pronouned it HEPA, where the "o" is silent.....

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#1957481 - 08/27/14 06:34 PM Re: Pronouncing "HOEPA" Anonymous
RockChucker, CAMS Offline
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Joined: Jul 2013
Posts: 1,644
The Country
I've only known it as Hoe EE pa, or just hoe for short
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#1957487 - 08/27/14 06:40 PM Re: Pronouncing "HOEPA" Anonymous
Kathleen O. Blanchard Offline

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Kathleen O. Blanchard
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I have never heard "HEPA", just HOPA (like hope-a), and Hoeeepa.

I prefer Hoeeepa, to differentiate from HOPA, homeowners protection act (PMI).

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#1957489 - 08/27/14 06:43 PM Re: Pronouncing "HOEPA" Anonymous
raitchjay Offline
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OK
I'm a HOE-EE-PA guy too....."Hope-a" bugs me.
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#1957503 - 08/27/14 07:03 PM Re: Pronouncing "HOEPA" Anonymous
1 Peter 5:7 Offline
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1 Peter 5:7
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TX
I'm with Dani. Hoh-ee-pah for HOEPA, and hoh-pah for HOPA. Makes my team laugh when I use them.
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#1957508 - 08/27/14 07:10 PM Re: Pronouncing "HOEPA" Anonymous
JWills, CRCM Offline
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Joined: May 2013
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The Mitten State
^^^same here.

Acronyms are endless........
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#1957520 - 08/27/14 07:29 PM Re: Pronouncing "HOEPA" Anonymous
basilring Offline
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Joined: Mar 2012
Posts: 298
Spartan Country!
Same with TILA.

I pronounce it like till-a-(garden).

I've heard a few say tEEEEla. It makes me furrow my brow for a moment.
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#1957581 - 08/27/14 09:08 PM Re: Pronouncing "HOEPA" Anonymous
InternalOdditor Offline
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InternalOdditor
Joined: Apr 2013
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We have a fun one - FDICIA. We pronounce it "fuh-dish-uh", but one of our consultants always says "fuh-DEE-sha". We always have to suppress the giggles smile
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#1957648 - 08/28/14 01:04 PM Re: Pronouncing "HOEPA" Anonymous
DeeQ Offline
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DeeQ
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Turnpike Exit 10
I had an auditor who called FDICIA: fee-doosh-a

I always cringed...
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#1957690 - 08/28/14 02:16 PM Re: Pronouncing "HOEPA" Anonymous
Anonymous
Unregistered

Anon2 sez: I say Hoe-ee-pah, but always smile when I hear a mysterious "W" appear in someone's pronunciation:

"Huhwhee-pah." It's like Baby Stewie pronouncing "Cool-Huhwhip."

And please, please, please, everybody needs to start saying "SAR" pronounced like a word like the acronmym which it is, rather than doing what law enf. around here does, which is reading you the letters, "S. A. R." prounced "Ss, Aa, Rr." I always want to ask them if they have ever been "Ss, Cee, You, Bee, Aa" diving.

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#1957804 - 08/28/14 03:59 PM Re: Pronouncing "HOEPA" Anonymous
Anonymous
Unregistered

I used to just call it "Section 32." Now I just call it "high cost."

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#1957812 - 08/28/14 04:07 PM Re: Pronouncing "HOEPA" Anonymous
Pale Rider Offline
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Posts: 34,318
under the Lone Star
There is an old joke that the original legislation of FIRREA used to start with Depository rather than Financial.....until they pronounced that acronym.
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#1958135 - 08/29/14 02:34 PM Re: Pronouncing "HOEPA" Anonymous
gacompliancegirl Offline
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hanging on by a thread
Originally Posted By: Anonymous
Anon2 sez:
And please, please, please, everybody needs to start saying "SAR" pronounced like a word like the acronmym which it is, rather than doing what law enf. around here does, which is reading you the letters, "S. A. R." prounced "Ss, Aa, Rr." I always want to ask them if they have ever been "Ss, Cee, You, Bee, Aa" diving.



While we are on the subject, will someone tell those special asset people to stop calling their form a "SAR". BSA had it first!
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