I need clarification on the following as to whether or not these are unlimited or limited transactions:

1. A transfer using online banking to transfer a one-time payment from savings/mmda to loan all at the same FI.

2. An automatic transfer set up through online banking to pay a loan from a savings/mmda at the same FI on a recurring basis.

3. An automatic transfer manually set up through bookkeeping/credit department to transfer a loan payment from a savings/mmda at the same FI on a recurring basis.

If the customer has a Visa card through our institution, are the rules the same?

Why would any of these not be unlimited???

"Such an account is not a transaction account by virtue of an arrangement that permits transfers for the purpose of repaying loans and associated expenses at the same depository institution"

Thanks for the help...