If we have a farm/ag HMDA-reportable refinance, to a natural person, that is also a CRA-reportable small farm, how do you calculate the gross income for HMDA?
For the CRA-reportable loan I have gross revenue, based on the farm-related revenue. Should the same amount be reported as HMDA gross income? Or should there be a separate calculation based on consumer income sources. Somehow it seems like the same income/revenue should be used for both, but I can't find any guidance or previous threads.
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