I have seen some posts out there about mortgage loan applications on the internet but I cannot find one that specifically deals with the early disclosures for the apps. Do we go from the date that it was submitted or the day that we receive it? What if they send the app after bank hours on a Monday and we get it on Tuesday, then does that cut down on the days to get the earlies out? I guess we are basically looking for the definite date the an internet app is considered an app to start the clock ticking for earlies.
Thank You!