Is it possible to complete a loan for a revocable trust in which the creator of the trust or trustee has no ownership in the loan? An example would be John Doe Revocable Trust. John Doe is not on the loan, but Jane Doe is, being listed as guarantor. The trust is currently using John Doe's tax ID number. I'm unsure who to CIP because the loan will be completed in the name of the trust with John's tax ID number, yet he will have to control over the loan. Would you CIP the gurantor or John because the trust is using John's SSN?