We are reviewing this company to automate even more our automated ODP solution but I had not heard of them before now (they are out of Kentucky). Has anyone used them before with good results after an exam and audit with changes to thier ODP program? They have a different philosophy of NOT disclosing the customer's ODP amount where we do now and I think most banks do as well. The amount would be based on the customer's account/deposit activity. Thoughts on this different direction?