The LPO is not a deposit-taking branch but nonetheless provides services to your clients. In section 228.43 subsection 5 of the Regulation banks are asked to provide information about services provided through branches including "at its option, a bank may include information regarding the availability of alternative systems for delivering retail banking services (e.g., ATMs, ATMs not owned or operated by or exclusively for the bank, banking by telephone or computer, loan production offices, and bank-at-work or bank-by-mail programs)."
I would suggest including the information about the LPO and any alternative delivery systems by which your bank offers services to the public in the public file. Also, as suggested by another poster, keep an eye on the impact of lending volume outside your AA. If the LPO generates a lot of volume it could wreck havoc with your AA ratio.
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