Sometimes I'm amazed at how a bank could let this happen after entering a consent order. Then I think back to my former boss, who had come to work at my former employer after leaving another bank which had entered into a consent order, did not even try to fix anything from what I hear, and then got hit with a huge fine. I think I know exactly how this kind of thing happens, but it's amazing that people like my former boss can spin a web fine enough to keep everyone that matters from seeing what is really going on.