It's always amazing to hear when banks allow this type of situation. "Good ol' customer service" pales in comparison to the potential liability if the employee a) gets in an accident and the money disappears, b) gets robbed and possibly seriously injured or killed in the process, or c) decides to have fun with all of that cash.
I believe that state non-member banks are prohibited from doing this per FDIC rules and regulations on branching. Yeah, I know that mobile deposits effectively extend the branch to the customer, but that's not FDIC's issue.
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CRCM,CAMS
Regulations are a poor substitute for ethics.
Just sayin'