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#2013341 - 05/11/15 07:48 PM Unsecured Consumer LOC ?
Chocaholic Offline
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Joined: Aug 2005
Posts: 443
Northwest
We are a business bank and as such in the past at least, have not made many of these "consumer" transaction types. Now management is considering setting up a product. I know Reg. Z applies, and certainly Reg. B .... is there any other regulation I should be aware of and consider when developing checklists & and internal review program.

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Lending Compliance
#2013345 - 05/11/15 07:58 PM Re: Unsecured Consumer LOC ? Chocaholic
Kathleen O. Blanchard Offline

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Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,277
E (auto pay compulsory use prohibition), FRB O (insiders), P Privacy, V/FCRA (notices, risk based pricing, etc.)
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Kathleen O. Blanchard, CRCM "Kaybee"
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#2013354 - 05/11/15 08:26 PM Re: Unsecured Consumer LOC ? Kathleen O. Blanchard
Chocaholic Offline
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Joined: Aug 2005
Posts: 443
Northwest
Thank you very much!

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#2013505 - 05/12/15 02:47 PM Re: Unsecured Consumer LOC ? Chocaholic
NotALawyer Offline
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NotALawyer
Joined: Nov 2001
Posts: 455
Not regs, but also FDCPA, TCPA, SCRA, and UDAAP.

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