Can anyone offer some advice on what types of documents would satisfy Section 1.4 of the new New York 'Substantiation of Debt' process. In particular:

(1) the signed contract or signed application that created the debt or, if no signed contract or application exists, a copy of a document provided to the alleged debtor while the account was active, demonstrating that the debt was incurred by the debtor. What would be examples of this?

(2) the charge-off account statement, or equivalent document, issued by the original creditor to the consumer - very often the original creditor is not the charge-off creditor. Any idea on what would qualify? Last billing statement?

Any help or thoughts would be appreciated.