What department is responsible in your bank for CRA preparation and monitoring to assure compliance in addition to the annual CRA Audit that is done by our Internal Auditors.

CRA is managed by the Compliance Department at our institution. There is no annual CRA Audit done here. The CRA Officer does an annual self-analysis that is reported to the Board.

What position in your bank also wears the CRA Officer hat. Who is responsible for gathering the information used to put together the CRA Public file?

I think you might find that everybody does something different. I have been the CRA Officer at 4 banks. Here were the titles:
1. Market Research Officer appointed as the CRA Officer (large bank)
2. Community Development Officer (CRA primarily) performing marketing activities. (large bank)
3. First VP - CRA Officer - no other duties besides CRA officially, but actually tried to start a Marketing Department (ISB)
4. Marketing Officer appointed as the CRA Officer (small bank)
5. Training Officer appointed as the CRA Officer. (ISB)

I think the title follows me because I know and like the spirit of the CRA regulation.

I am responsible for updating the public file, but the Compliance Officer oversees the data collection and data integrity processes.