Thread Options
#2013631 - 05/12/15 08:05 PM Rules for consumer loans not secured by real-estat
stressedout Offline
Member
Joined: Mar 2015
Posts: 93
I am trying to compile a list of all regulations, rules, laws, etc. for each loan category. I have completed my list for all loans secured by real-estate but my other lists are looking short. Can anyone name some regs off the top of their heads?
This list is going to be for loans that are either unsecured or secured by a vehicle.

I am making this list to give to employees so that they can learn where to find the answers.

Return to Top
Lending Compliance
#2013635 - 05/12/15 08:17 PM Re: Rules for consumer loans not secured by real-estat stressedout
Skittles Offline
10K Club
Skittles
Joined: Sep 2002
Posts: 13,963
TN
Regulation Z
Privacy
FCRA
Fair Lending
HMDA (if you report non real estate secured home improvement)
_________________________
My Opinions Only

Return to Top
#2013665 - 05/12/15 09:17 PM Re: Rules for consumer loans not secured by real-estat stressedout
Kathleen O. Blanchard Offline

10K Club
Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,277
Go to "click to read a reg" at the top of the page. Ignore any that are real estate only (which in some cases such as Z are parts of the regulation.

Include the laws at the bottom, FCRA for example. Not all of FCRA is in Reg V. Look at both CFPB and FRB.

When you get to FRB Reg H, check your regulator for corresponding rules for the various sections.
_________________________
Kathleen O. Blanchard, CRCM "Kaybee"
HMDA/CRA Training/Consulting/Mapping
The HMDA Academy
www.kaybeescomplianceinsights.com

Return to Top
#2013670 - 05/12/15 09:29 PM Re: Rules for consumer loans not secured by real-estat stressedout
Richard Insley Offline
10K Club
Richard Insley
Joined: Oct 2000
Posts: 10,049
Toano, VA
Reg. E (prohibition on compulsory use of EFT automatic debit.)
_________________________
...gone fishing.

Return to Top
#2014076 - 05/14/15 03:25 PM Re: Rules for consumer loans not secured by real-estat stressedout
stressedout Offline
Member
Joined: Mar 2015
Posts: 93
Thank you, I wasn't missing anything but it still looked like a short list.

Return to Top
#2015056 - 05/19/15 08:16 PM Re: Rules for consumer loans not secured by real-estat Skittles
NotALawyer Offline
Gold Star
NotALawyer
Joined: Nov 2001
Posts: 455
Originally Posted By Skittles
Regulation Z
Privacy
FCRA
Fair Lending
HMDA (if you report non real estate secured home improvement)


SCRA
Reg O

Return to Top

Moderator:  Andy_Z