I am hoping someone can clarify Reg CC hold exceptions for a particular deposit. This deposit item was a US Treasury (TAX) check, the key word TAX. The hold notice stated that it was held for Section 229.13 (d) repeated overdrafts. That was accurate for the account. However, does a US Treasury check trump the (d) exception ? a US Treasury (benefit type) check would be a next day normally. I am thinking that the Tax (refund) check is another type of available hold length, but cannot find the corresponding section reference...help please

Prior thread

For the purposes of Reg CC, a Treasury check is a Treasury check without regard to the type of payment it represents.

Thank you Ken!