Totally confused on how to disclose.....
The title company we use splits the total cost of the Owner's Title Policy. A portion of the cost is for the Policy Premium which is disclosed on line 1103 & the Insurance Binder which is disclosed in 1101.
So my question is...with the TRID rules do I disclose the entire cost of the Owner's Title Insurance Policy in Section H (Premium & Binder + Simulatenous Issue Cost for Lender's - Full Lender's Title Insurance)? OR
Do I need to disclose the Owner's Title Insurance in Section H as 2 seperate lines:
Title-Owner's Title Insurance Premium (Optional)
Title-Owner's Title Insurance Binder (Optional)