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#2027917 - 07/17/15 05:06 PM MasterCard Debit Small Businesses = Personal BIN?
ItNeverEnds CRCM Offline
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Joined: Oct 2006
Posts: 992
Looking for my sanity
Hello,

I'm looking for some guidance on MasterCard rules for debit cards and small business. I'm from a Visa bank, which Visa requires a separate BIN for business cards. I'm now at a MC brand bank and I found out we only have 1 BIN, and we're issuing business, personal & HSA cards all on the same BIN. That can't be within MasterCard rules can it? I'm not familiar enough with MasterCard to find this info and I don't ever take our core provider's answers for granted. Looking for some help.

Thanks in advance.
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eBanking / Technology
#2027937 - 07/17/15 05:36 PM Re: MasterCard Debit Small Businesses = Personal BIN? ItNeverEnds CRCM
rlcarey Online
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rlcarey
Joined: Jul 2001
Posts: 79,290
Galveston, TX
Brian C answer it here I believe:

Business BIN
Last edited by rlcarey; 07/17/15 05:36 PM. Reason: fixed link
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#2027948 - 07/17/15 05:53 PM Re: MasterCard Debit Small Businesses = Personal BIN? ItNeverEnds CRCM
ItNeverEnds CRCM Offline
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Posts: 992
Looking for my sanity
Thank you (as always) Randy! That's what I thought. I limited my search criteria to only this forum and couldn't find anything on MasterCard, dumb idea not to expand my search.
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"The reason I talk to myself is because I'm the only one whose answers I accept."
- George Carlin

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#2027989 - 07/17/15 06:56 PM Re: MasterCard Debit Small Businesses = Personal BIN? ItNeverEnds CRCM
RBanker Offline
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Joined: Jul 2003
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Austin Texas
I believe that you can also set up a separate HSA BIN and it can apply restrictions based on IRS designated expenses - (that may depend on your processor)
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