Bank ordered and obtained an appraisal on a property and then later the application was approved but not accepted by the borrower. Under the Reg. B rules we are still required to provide the borrower with a copy of the appraisal, correct? And can we attempt to collect payment for the appraisal from the applicant? I know we can't charge for a copy of the appraisal, but can't we try to collect payment from the applicant for the actual appraisal that was completed? And a copy of the appraisal must be provided regardless of whether or not the applicant paid for the appraisal or not, correct? Thanks.