Are we to give the negative information notice just approved under Regulation V to overdrawn DDA accounts if we report to agencies such as CheckSystems? The definition of "credit" under ECOA indicates to me that it includes any debt - loans as well as overdrawn accounts. I'm assuming that CheckSystems is considered a "nationwide consumer reporting agency".
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AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell