How are people handling closing with privacy concerns between the seller and buyer? Will there be two closings or have them sign an authorization?

What are you doing now? Nothing will change affecting your question.

They are both listed on the HUD and close together typically at the Title company. I was at a seminar that stated we now had to do a form or have separate closings.

Give the borrower their version of the CloD. The reg allows you to block out certain seller specific information. Give the seller the seller's version of the CloD as it eliminates certain borrower information. Typically the buyer and seller do not sit at the closing table simultaneously. They buyer does their thing followed by the seller.