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#2034586 - 08/19/15 06:11 PM Evidence of actual receipt
ADN Offline
100 Club
Joined: Mar 2007
Posts: 205
What does everyone use for "evidence of actual receipt" for delivering and wait times for Reg B and TRID?

I am wondering if the following documentation would be acceptable:

lender/borrower conversation comments
email read receipt

Any suggestions or comments would be appreciated!

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Lending Compliance
#2034628 - 08/19/15 07:28 PM Re: Evidence of actual receipt ADN
John Burnett Online
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John Burnett
Joined: Oct 2000
Posts: 39,876
Cape Cod
I don't recommend relying on an email read receipt. A number of email clients don't support them, and many of those that do send a receipt when the email appears in preview mode, before the recipient actually opens the email (if he ever does). For email, I recommend an actual statement (email acceptable) from the addressee. A simple "Got it. Thanks!" will make the grade.

Notes from a conversation (who, what and when) should also make it.
John S. Burnett
Fighting for Compliance since 1976
Bankers' Threads User #8

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