Does FCRA require a disclosure that the Bank has the right to access follow-up consumer reports while a deposit account or overdraft LOC is open for maintenance, review, or collection purposes? If not FCRA, is there another regulation that requires this disclosure?

Thanks in advance!

None that I am aware of. Although you might need to further define maintenance of a deposit account or overdraft LOC and the review of a deposit account to ensure you actually have a permissible purpose.