Now that the LE lists verbiage that replaces the old RESPA Servicing Disclosure, we are wondering if there are any additional disclosures from today's world that we can omit. Thoughts?

Appraisal notice comes to mind.

Only two I can think of...

Just keep the appraisal notice in place for those situations not receiving the TRID disclosures.

Such as business-purpose closed-end loans secured by a first lien on a dwelling or any closed-end loan secured by a first line on a dwelling that's not real estate.

Or an application turned down before the disclosures are sent.

Oops, Kathleen -- There is no exception for the Right to Appraisal Copy exception for early denials/withdrawals. But we can include the Loan Estimate and the Servicing Disclosure and the List of Homeowner's Counseling providers among those that don't need to be given if the application is "terminated" before the third business day.

I think we are talking at cross purposes...I was adding on to "when they won't get TRID disclosures" and denials, etc. in early days are in that category. I guess I wasn't clear.