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#2041455 - 09/30/15 02:54 PM Borrower does fit GMI categories for Race
Melissa S Offline
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Melissa S
Joined: Jan 2015
Posts: 303
Maine
We have an applicant whose nationality is Indian.....from India. There is not a Race category that fits. Has anyone else run into this and what solution did you have?
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#2041461 - 09/30/15 03:00 PM Re: Borrower does fit GMI categories for Race Melissa S
Ski Offline
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Joined: May 2003
Posts: 639
South Louisiana
From the OMB Definitions of Race and Ethnic Categories Used for Federal Reporting:

Asian - A person having origins in any of the original peoples of the Far East, Southeast Asia, or the Indian subcontinent including, for example, Cambodia, China, India, Japan, Korea, Malaysia, Pakistan, the Philippine island, Thailand and Vietnam.

Hope this helps.

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#2041466 - 09/30/15 03:01 PM Re: Borrower does fit GMI categories for Race Melissa S
Melissa S Offline
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Melissa S
Joined: Jan 2015
Posts: 303
Maine
Thank you Ski!!

That helps immensely. smile
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#2041469 - 09/30/15 03:05 PM Re: Borrower does fit GMI categories for Race Melissa S
swiggles Offline
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swiggles
Joined: Aug 2001
Posts: 7,333
Don't confuse nationality with race. HMDA does not address nationality....only ethnicity and race. And the applicant is always free to simply not provide a response to the race category. Then, if the interview is face-to-face, you can use the OMB's guide to make a choice.
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#2041472 - 09/30/15 03:11 PM Re: Borrower does fit GMI categories for Race swiggles
Melissa S Offline
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Melissa S
Joined: Jan 2015
Posts: 303
Maine
Thank you Swiggles. I "misspoke", my intent was "Race".
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