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#2045994 - 10/23/15 09:53 PM QualiFile Detail Codes
KerryVBC Offline
100 Club
KerryVBC
Joined: Oct 2007
Posts: 151
Colorado
I have a potential customer that we pulled a ChexSystems inquiry on, the response came back with Account Action: Decline and a low QualiFile score. However, no derogatory information was reported by financial institutions or anything else that gives a reason as to why it was a low score. Except there is one code that we are not familiar with: "AO: Non-DDA Inquiry or Retail Item History". Does anyone know what this particular code means and is there a link somewhere that can give me full explanations on all of the codes?
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#2046068 - 10/26/15 02:34 PM Re: QualiFile Detail Codes KerryVBC
BowlingQueen Offline
Power Poster
Joined: Mar 2007
Posts: 2,920
Wisconsin
All I was able to find is the code lists and description you indicated above. I would interpret that to mean that they have bounced a check to a retailer and was reported. If there is a dollar amount, it would tell me that they have not paid it, either.
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#2046117 - 10/26/15 04:18 PM Re: QualiFile Detail Codes BowlingQueen
KerryVBC Offline
100 Club
KerryVBC
Joined: Oct 2007
Posts: 151
Colorado
Thanks, BowlingQueen. That's what we were thinking, too.
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