If a potential customer calls in for a prequalificaton (not a preapproval) is this HMDA reportable? We would gather enough information to see how much he/she would actually qualify for. Typically credit would be pulled so we would have name, SSN, current address and date of birth. We would also ask for income to determine maximum loan amount. We would not have a property address. In most cases we would give them an estimate of closing costs as well.